Residential Construction Financing

If you are purchasing a lot or building your dream home, Mesa Bank has a financing program to meet your needs.


  • Lot purchase/primary residence
  • Lot purchase/secondary residence
  • Lot and construction loan/primary residence
  • Lot and construction loan/secondary residence
  • Owner-builder lot and construction loans

Why use Mesa Bank's Lot/Interim Construction Loan Division?

  • Minimum down payment requirements
  • Competitive interest rates
  • Competitive closing costs
  • Local underwriting and approvals
  • Quick service
  • Quick closings

We understand the depth of commitment that you will make to your real estate purchases and we pledge to you that we will provide the most professional and personal assistance possible, so that your experience will truly be a rewarding and positive one.