Residential Mortgage Programs

If you are purchasing or refinancing, Mesa Bank has several loan programs available to meet your financing needs.


  • PURCHASE - new or existing home
  • PURCHASE - second home
  • PURCHASE - investment property
  • PURCHASE - land
  • REFINANCE - your current residence to lower your existing interest rate
  • REFINANCE - to access equity (cash out)
  • LOT CONSTRUCTION & PERMANENT FINANCING AVAILABLE

The Mesa Bank Mortgage Lending Division offers the following products:

  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages

WHY USE THE MESA BANK MORTGAGE DIVISION?

  • Quick response time
  • Competitive interest rates
  • Efficient service
  • High degree of accuracy
  • No surprises
  • Competitive closing costs
  • 15 day closings upon request
  • Local underwriting, approval, documentation preparation and funding
  • Accessible sales and operating personnel. Willing to schedule appointments weekends and evenings.